We’ve all been told how to handle the situation when involved in an auto accident: remain calm, pull over to a safe space if possible, exchange insurance and contact information with the driver, and contact your insurance company. However, what happens if the other driver simply drives off without giving you any information? Here are some tips to think about if you are ever a victim of a hit and run accident.
- Call the police.
As soon as you can, call the police and let them know that you have been in an accident. If the driver leaves during your call, let the operator know
- Get as much information as possible.
Write down everything you can about the other driver such as license plate number, make and model of the vehicle, location of the accident, direction the vehicle is driving away, and any statements from other witnesses at the scene. If you are able, take pictures with your phone to provide further evidence to the police and your insurance company. As tempting as it may be, do not attempt to follow or chase the other driver.
- Call your insurance provider.
If you are a victim of a hit and run, you can still file a claim with your insurance company. Be sure to give them all of the information you were able to gather at the scene to help you get your claim started smoothly. Your insurance company will attempt to contact the other driver to see if he/she has insurance. If not, once your claim is settled, your insurance company will go after the individual through a process called subrogation to recover damages and your deductible.
- Check your auto insurance coverage now.
It is best to consult your insurance agent before even getting behind the wheel to make sure you have adequate coverage for filing claims against uninsured or hit and run drivers.
If you have questions or concerns about your hit and run coverage, please call us today so that we can work with you to help you prepare for the unfortunate event of an accident. Call Jason or Julie at 740-998-5544 or 937-981-2272.
Donahue-Stangle-Brown Insurance Agency is an independent insurance agency that represents several insurance companies here in Ohio since 1948. Let us do your insurance shopping for you with our multiple insurance companies we represent. We offer a wide range from auto insurance,home insurance, business insurance, business auto insurance, life insurance and farm insurance. Please contact one of our professionals today at 740-998-5544 in Frankfort or 937-981-2272 in Greenfield. You are also welcome to contact us via EMAIL.