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Proterct Your Property with Renters Insurance

For the most part, those with renter’s insurance, have it because our landlord requires it. But most renters don’t have renter’s insurance, and that’s simply because they don’t realize what all renters’ insurance can do for them and how absolutely worth the premium that coverage is. 

When You’re at Fault
You may think of your landlord’s insurance as covering the building, which it does. However, if you are to blame for damages to the apartment or neighbors apartments, you are responsible for the damages. This is the reason more and more landlords are requiring tenants carry renters’ insurance: it keeps them from having to sue you for damages. It’s much easier to collect the damages from your insurer and avoid going to court.

When Something is Stolen
Let’s say you took your laptop with you on a trip to the mall and while you were inside, someone broke in and stole your laptop. Your renters’ policy will cover replacing your laptop, and of course your auto policy should cover damages to your car. But your belongings don’t have to be stolen from your car to be covered - theft of any property is covered whether in your home or at any location.

When You’re Facing Litigation

We tend to think of these scenarios as unlikely, but should anyone be injured while on your property, you are liable for that injury. The good news is, like a homeowner’s policy, a renter’s policy will cover injuries sustained by people who are visiting.

When The Worst Comes to Pass
If a fire, tornado, flood, or damage causes you to be unable to inhabit your home, your renter’s policy will truly be your knight in shining armor. Your policy will cover the costs of living arrangements while the damages are repaired or until you can find a new living situation.

Save Money by Bundling with Your Car Insurance
If you place your renters insurance and car insurance with the same company, you can save up to 20% on your auto insurance along with a discount on your renters insurance as well.

And all of these benefits will protect you for a very low cost. Many believe that annual premiums for these types of coverage are expensive, however they tend to be around $189 a year. The monthly premium for a renter’ policy is manageable for every budget out there and the protection is well worth it.

Get A Renters Insurance Quote today!

Donahue-Stangle-Brown Insurance Agency is an independent insurance agency that represents several insurance companies here in Ohio since 1948.  Let us do your insurance shopping for you with our multiple insurance companies we represent.  We offer a wide range from auto insurance,home insurancebusiness insurancebusiness auto insurancelife insurance and farm insurance.  Please contact one of our professionals today at 740-998-5544 in Frankfort or 937-981-2272 in Greenfield.  You are also welcome to contact us via EMAIL.
Posted 10:16 AM  View Comments

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